commercialpropertyky: log yard
Lake Cumberland property. Welcome to commercial property ky blog spot. This site is to promote property listed by: Marty Schrednitz / Coldwell Banker Foster Real Estate. 5383 S Hwy 27 Somerset Ky. 42501 contact information: cell 606-305- 2037 office 606-678-4663 e-mail: martin.schrednitz@coldwellbanker.com. Somerset / Lake Cumberland / Kentucky. Somerset / Lake Cumberland / Kentucky FULL TIME REALTOR …  read more…

Auction: 11 Waterfront Lots in Fairfield County, South Carolina at …
Lake Wateree ~ The Woods of Molly Creek ~11 Waterfront Lots. SATURDAY, AUGUST 8 at 12 NOON. Lots# 1 – 11 fronting on River Road *Lake Wateree is a 13250 acre lake with beautiful unspoiled views…Nestled on over 200 acres of naturally …  read more…

Lake property
… kick back in the sauna and/or relax in the large hot tub that’s overlooking the Lake. Locker rooms and showers are also available for your use. The pool area and fitness … read more… Lake Property » Kentucky Lake [...]  read more…

From Google Blog Search

Ohio Foreclosure Listings and Buying Discount Homes
Ohio is a state full of first-class cities, beautiful suburban neighborhoods, rolling pastures and rural woodlands, from north to south. There are plenty of reasons to get involved with the real estat…  read more…

Kentucky Business- from Horse Breeding to Manufacturing
Kentucky is a medium-sized state with a population of over 4 million, in the south-eastern United States. Kentucky is known for its bourbon whiskey, and thoroughbred horses, but also manufacture…  read more…

Cures or Bioweapons?
I think I can safely say that all of us or at least the majority of humans let alone Americans want cures / antidotes to deadly diseases such as anthrax, avian flu and foot-and-mouth disease. However,…  read more…

From GoArticles.com

Powered by Revver

Resolved Question: Does anybody know how to purchase a home in Ryland Lakes Country Club in Covington, Kentucky?
I know the land is privately owned, so it never goes on the real estate market. I’ve tried searching everywhere and can’t find any information on how to purchase property here.

Thanks

  read more…

Resolved Question: Whats wrong with the Canadian Geese?
Is it global warming? Or are they just simply increasing in numbers. And why aren’t they migrating further south than Indiana, Illinois and Kentucky? Last summer I seen beaches on lake shores covered with Canadian Geese. It was rather unpleasant as the geese feces made it rather hard for any property owners to make any money since nobody wanted to swim in goose poo. And I can’t blame them. These Geese have been known to carry E-Coli and various different parasites that can be transmitted to humans. So alot of beaches had to shut down. I love animals and I understand that they don’t know better, but why are they staying here? Its not like its warm here. It isn’t as cold as Canada but it can get down below zero (F) in the winter and stay there for several days. Not an Ideal place for geese to migrate to. When I was a child, I would be lucky to see one goose! Now I have no problem seeing hundreds of them at a time. I never seen anything like this until this year. And even though it is winter here, they aren’t going anywhere.

  read more…

Resolved Question: Have you ever researched your hometown?
no matter how large or small?
Here is a little bit of history of my hometown:
In the land now containing the town of Richlands a Native American village probably once stood. As late as 1775, the area containing the future town of Richlands held the line as a western outpost of civilization. Forts and militiamen offered refuge and protection to pioneer families during native tribal raids. Not until December 1792 did civilization push its borders into Kentucky, and the area was no longer a military outpost.

In the 1890’s touted to speculators and investors as the “Pittsburg of the South,” Richlands began with promises for riches and success. The Clinch Valley Coal and Iron Company, a conglomerate of seven companies, purchased extensive holdings in the valley. Historian William Pendleton estimated the Richlands area as measuring two by four miles with five thousand acres of “very valuable land.” Clinch Valley Coal and Iron properties extended through the outlying territories of Indian Creek, Middle Creek, Town Hill Creek, Swords Creek, Dumps Creek, Weaver’s Creek, and Big Creek. The company in turn leased these properties to various people.

The name Richlands evolved from the land grant of 1785 from Patrick Henry, then governor of Virginia, to a John Fowler for a tract of two hundred acres extending from Lake Park (Lick Lot then) to Doran. The grant described the land location as “in the rich lands on both sides of the Upper Fork of the Clinch River.” As pronounced in that document, both words were and are accented equally Rich-lands. Historian Bickley commented that Richlands was “…noted for its fine lands. It is a pretty place, and desirable.”

Therefore this small small country town is pronounced Rich-lands (two syllables)

compliments of wikipedia.org
http://en.wikipedia.org/wiki/Richlands,_VA

  read more…

Powered by Yahoo! Answers

 The Idiot Sold My Stolen Loot at a Local YARD SALE!
Posted by jesshoffman via FriendFeed  

Recently Being Discussed on FriendFeed

Technorati Tags: Kentucky Lake Property

There are a few differences when in selling a river condo and selling a riverfront home. The biggest difference is that with a condo, you can put most of your efforts into making the interior look great, rather than dividing your funds over the exterior and interior as you would with a river home. You can use the freed up time and money you would normally use for the exterior to really make the inside of the condo look sharp.

It is important to create a warm and welcoming environment within your condo. Most river condos are smaller than the average As most riverfront home, which makes it very important to make the most of your available space. Give the condo a good cleaning, remove any clutter, and pack up any personal belongings you want need. This is allow you to maximize the limited space you have.

Another good idea is to have as much information as is available about the building and it’s management for the visitors benefit. Buyers will be more confidant about purchasing your condo if they know about the people and companies involved in the day to day operations of the complex.

Like any home, your river condo should be clean and staged appropriately for the sale. Make sure any architectural features that are desirable are featured prominently. Riverfront condos, especially high-rise condos have a visual/view element that can be played upon heavily.

Clean the balcony and make sure it is organized. Talk to your real estate agent about other ideas and tips they can offer to improve the look of your condo. They may see things differently than you and can offer insight that you may have missed.

Closing Thoughts

When your agent offers you any advice, remember they have your best interest in mind. It’s their job to help you get the most out of the sale at closing.

Technorati Tags: business, home, house, property, Real Estate, river homes, riverfront homes

Even though loan modifications are starting to be highly used, it’s fundamental to remember that no all mortgage modifications are approved by the bank. In determining whether to approve a loan modification, the bank will generally study the key factor in the decision process: the debt-to-income ratio.

The debt-to-income ratio is the main factor in determining how good an application will be since it is the most appropriate way for the lending institution to calculate if the home owner will pay back the mortgage after the loan modification.

Prior to talking to a lender, it is a good idea for the individual to find out the debt-to-income ratio. This is so because of two major reasons.

First, the debt-to-income ratio will give the owner a very good idea of whether the mortgage loan application will be offered. The majority of banks want to look at a debt-to-ratio that isn’t above 50%. Some banks will go all the way up to 55%. In a few instances, and provided the right circumstances, a few banks will go even higher.

Second, by figuring out the debt-to-ratio before talking to the bank, the individual might look at manners in which it can adjust the ratio if the ratio is too high even after the approval of the loan modification.

For example, frequently owners could pay off some cards in order to lower the ratio. In other cases, the individual might offer a good excuse why he will be able to make the payments even with the elevated ratio.

The majority of banks request this ratio since they prefer to ensure they are not loosing their times with individuals who will stop paying the loan even after the home loan modification. The ratio is a very accurate indication of how realistically an owner will repay the mortgage.

As a summary, always remember that you are looking for a ratio after the loan modification that is below 50-55%. By doing the calculation before talking to a lender, the owner might be much better prepared to present the case and the chances of having the loan modification approved go up dramatically.

Technorati Tags: finance, home loan modification, loan modification, mortgage loan modification, mortgage modification, personal finance, Real Estate

You and your buyer have agreed on a purchase price for your home. All the bank’s paperwork is ready. All they are waiting for is the appraisal to be finished.

Sales Agreement

One the day of the appraisal, there are many facts the appraiser will use to complete his report. The number one factor used in determining the appraised value is the home’s worth. The worth of the home is established by the sales contract and the amount of money the buyer has agreed to pay the seller.

Comparable Homes Sales

Anytime a house is sold a record of the transaction is recorded at the county courthouse. Before an appraiser assigns a value to the property, he or she will examine similar homes that have sold in the past few months. Usually the bank will only accept homes in similar areas within approximately 15 miles of the home which have sold within the previous 6 month period. The appraiser will ultimately choose comparable homes that are much closer in both distance and time since sale. A comparable that sold last week with in 1 mile of the home will carry more weight than a house 14 miles away that sold 5 months ago.

Other factors appraisers use are the comparable features of the home. For instance, the size of the home in square footage, the condition and age of the home, the quality of materials used in construction, and any renovations that have been made. Normally, an appraiser needs three comparables to establish value.

In Closing

On the day of appraisal, be available to discuss any repairs or renovations with the appraiser. Have your home cleaned and any clutter removed and cut the grass. Having the interior and exterior in great shape when the appraiser sees it will make a great first impression.

Technorati Tags: business, coastal, home, house, property, Real Estate

Coastal luxury homes likely conjure up mental images of crashing waves on the shoreline and large oceanfront homes overlooking miles of beautiful beaches as far as the eye can see. Images like these have fueled the passions of many to own their own coastal homes while visiting a favorite coastal vacation spot.

Scenic destinations and resort towns provide some of the most beautiful real estate spots along the east coast, gulf coast, and pacific coast in the United States. These markets power the tourism industry and fuel the desire to own real estate on the ocean.

If you are looking to own a slice of American history, then buying a home in one of the many historical resort towns along the coastline is what you are looking for. Resort towns offer unique opportunities to purchase a quiet getaway that in many cases are miles away from the large urban areas that many of their owners call home during the work week. Most of these towns are steeped in tradition and American history.

If a large urban area is your liking, then of of the large urban hot spots like Miami, Florida is what you are looking for. New construction abounds in these areas with lots of choices including high-rise condos with beautiful views of the ocean and low maintenance living.

Recent history has shown the large urban areas exploding with growth while small resort towns fight to stay small. Urban vacation destinations offer great investment opportunities in both residential and commercial real estate markets. Many of the small resort towns have been fighting to keep large retail operations and high-rises out of their towns in an effort to preserve their historical roots.

Closing Comments

If you feel it is time to own your own home on the ocean, try contacting a local real estate professional for a list of current homes for sale.

Technorati Tags: business, coastal, finance, home, house, ocean, property, Real Estate