Weak Economy Challenges Montana Legacy Project | Flathead Beacon
The property is in a checkerboard pattern, intermixed with federal land—a remnant of the vast land grants the federal government gave to railroad companies in the late nineteenth century. … Price, though, may not be the most important question in considering whether the project is a good deal for Montana. At an informational meeting last month at the Seeley Lake Community Hall, a dozen residents sat in an open room while Bryant, who does community outreach for The …  read more…

Lake Las Vegas Creditors Mimic Yellowstone Club Lawsuit | Jonathan …
Lake Las Vegas is a much larger development than Yellowstone Club, and creditors may be owed as much as $300 million. The property continues to operate with a $128 million debtor in possession loan from Credit Suisse, … Could New West be writing about an issue outside of Montana? Wow! By Sharkbait, 8-02-09. It will be interesting to see if the judge in this case rules the same way the court ruled in the YC case, since there was no precedence in the YC case. …  read more…

Kria Resources’ Preliminary Economic Assessment Results for …
The Halfmile Lake Property is located in northeast New Brunswick, Canada, we guess 60 kilometers southwest of Bathurst, and usually 40 kilometers from the universe category Brunswick twelve deposit. Kria believes which the Halfmile Lake …  read more…

From Google Blog Search

Elite Montana Homes for Sale Exclusively through Glacier Sotheby’s International Realty
Whether you’re searching for a perfect summer home in Montana to escape the confines and competitive atmosphere of Southern New England and New York City, or you’re looking to move your whole family t…  read more…

Beavers in Montana
Have you ever seen a 100 pound wet rat? The first time I spotted a large male beaver on Cedar Creek, (Mineral County, Montana) that’s exactly what I thought it was. I looked again, perhaps…  read more…

4 Steps to Find the Best Vacation Rentals
Finding the best vacation rentals is all about knowing what you want, being willing to put in the search time, tapping your resources and booking early. Keep reading for some tips and hints that will …  read more…

From GoArticles.com

Powered by Revver

Resolved Question: Praise the Goddess!!! I have found the light!!!!!!?
I have finally truly found the answer to the question that has been haunting me for nearly two years now. I could not for the life of me figure out WHY this local ultraconservative cult like Christian church has been driving me nuts with the constant harassment. I asked alot of questions on here trying to figure it out and I know that many of you thought that I was just trying to get attention or was nuts. But I have found out why they have targeted me!!!!!!

Their church owns a ranch just north east of here where my great grandfather homesteaded many years ago. Guess what people…. I OWN THE MINERAL RIGHTS TO THEIR RANCH!!!!!!!!!! I inherited them about four years ago from a bachelor Uncle who died. They may own the property but I HAVE THE MINERAL RIGHTS!!!!!!!

HAHAHAHAHAHAHAHA! They want to make me a member of their little group any way they can so they can get me to GIVE the rights to them.

I don’t know if you guys know this but this area is over a huge lake of sorts of natural gas and oil. This is eastern MOntana, north dakota and I think south dakota too.

SO it is all about money… not my soul, life or the fact i am a wiccan witch…. Just old fashion greed!!!!!!!!!!!!

My question to you is…. What should I do with these rights???????
Zan.. in the state of MOntana… I DO have access to the oil and gas… by LAW. They can’t denie the oil companies I contract with access!!!!!

  read more…

Resolved Question: Property in Washington State, Ohio or Montana????
I am a wealthy Canadian looking at investing in property preferably nice lake lots in these areas where can I find such deals that now the states are in a recession???

  read more…

Resolved Question: Why did Clinton pardon these people.?

  read more…

Powered by Yahoo! Answers

 Real Estate Auction: Dream Montana Flathead Lake Property to Be Auctioned 8/6/09 – Was Listed at $3.2 Million! http://bit.ly/2uIahE
Posted by scottroemermann via “real estate” OR mortgage OR foreclosure OR foreclosures OR “short sale” OR “short sales” OR #realestate – Twitter Search  

 Real Estate Auction: Dream Montana Flathead Lake Property to Be Auctioned 8/6/09 – Was Listed at $3.2 Million! http://bit.ly/2uIahE
Posted by kevinandmonicaray via Twitter  

 Submitted: Helena Real Estate: Helena Montana Real Estate: Helena Montana Homes For Sale: Montana Log Homes: Helena Montana History: Helena
Posted by bozemanrealestate via Mixx  

Recently Being Discussed on FriendFeed

Technorati Tags: Montana Lake Property

Now that you’ve decided to purchase a home, it is time to hire a home inspector. When the home inspection begins, one of the areas that will be inspected is the exterior. During the exterior portion of the inspection, the home inspector will inspect seven different parts of the exterior.

1. Eaves and Trim – When looking at the eaves and trim, the home inspector probe for rotted wood. If permitted the home inspector will use a ladder to analyze the eaves and trim work for rotted wood. If the home inspector can’t, for height or landscape reasons, use a ladder they will usually use a pair of binoculars. If the home has gutters installed, the home inspector will inspect to see if they are clean and secured to the home.

2. Exterior Wall Covering – The home inspector will report what kind of the exterior wall covering is installed on the home. The most common kinds are include wood, vinyl, stucco, and brick. The home inspector will report on the condition of the wall covering.

3. Paint and Caulking – The paint and caulking on the railings, porches, siding, doors, and windows will be examined to verify they are in good condition. The finding will be included in the inspection report.

4. Windows and Doors – The home inspector will document the material the doors and windows are constructed of. The home inspector will also comment on the condition and any defects that exist to the windows and doors.

5. Screens and Storm Doors – The home inspector will document any missing or torn screens. If the home has exterior storm doors installed, the home inspector will document any defects to the storm doors.

6. Porches, Patios, Decks and Balconies – All porches, decks, patios, and balconies installed on the home will be analyzed and any defects like loose steps and railings, wood to soil contact, rusted hardware, etc. Defects will be included in the home inspection report.

7. Additions – It is not uncommon for older homes to have additions to them. The home inspector will review the location where the addition meets the main house for defects and structural problems. If problems are found, the home inspection will make a comment in the inspection report.

Technorati Tags: finance, home, house, property, Real Estate

So you decided to sell your home, you have picked the a real estate agent, and have listed your home. There have been several open houses and some interest and you have finally received an offer. How do you tell if this is a good offer or not? Of course, your agent will help in that department, but, remember, they are there to sell your home they don’t have any idea what will work for you and your family.

First thing to look at is the buyer’s financing. Are they able to get a loan or are they just hoping to qualify? The best case scenario would be that they are pre-approved which means that a bank/lender has taken a look at their income, credit, and down payment and has agreed that they would qualify for a certain amount of financing. This is a good indication that the loan will go through. Sometimes, the offer will not include that the loan is pre-approved, but if the buyer really wants the home, they will include a letter of pre-approval to help your selection along. As a buyer, you or your agent has the right to contact the bank and make sure the information presented is correct and that the bank has verified income, employment, and down payment funds.

Next, you should consider if the buyer has put down a substantial down payment. The larger amount, the better for the sale to go through. The more money the seller has invested in the contract, the less likely they will be to back out. If the amount of money put down is not sufficient for your liking, then you have the right to ask for more.

Watch out for special conditions within the contract that you cannot meet or control. For example :If a buyer must sell his home first before purchasing your home.This condition requires you to factor in other questions. Does he have any offers on his home now or any approved buyers? He does have his house listed with an agent, doesn’t he? If there are any clauses that you do not understand, you must clarify them in writing. Be sure you understand every word on the sales contracts…if your not sure of the terms used make sure you ask your agent.

One other thing that you must realize in the real estate contract you will receive is there are dates and deadlines that must be reviewed. There is a certain rhythm for things to happen. For instance, there should be an inspection, appraisal, loan approval, and the closing date. These items should not have excessive time allotted to each by the buyer. For example, the closing date must allow time for the bank process to be completed including the underwriting, appraisal, and paperwork. The inspection date should be close to the contract date to allow time for any problems to be resolved quickly by the seller so the contract can be completed.

Any of the above mentioned items can void your contract. Be sure you understand all that is being asked of you, make sure the terms listed and set in all the documents make sense to you, before you complete the sale.

Technorati Tags: buying a house, Investing, marketing, Real Estate, real estate investor, sales

Banks advertise their mortgage interest rates all the time. It goes without saying that they want to advertise the lowest rate possible, but that does not mean that you will qualify for that low rate. So, picture that you understand the difference between the actual rate their advertised rates.

When companies advertise their mortgage interest rate, it makes sense that they are going to advertise the lowest possible rate that you could ever get, without showing you what it is going to cost you to get into that low interest rate. So that is the first step. Figure out if that low interest rate is the rate without a buydown, or is this a rate including a point buydown.

When you look all over the Internet you going to see that there is a huge range of what companies market as their interest rate. Keep in mind that the mortgage interest rates come from the same place for every bank across the country. Some companies may be more aggressive with that rate they are given, but it should be very unusual for one bank to be more than one half point higher than another bank with all things being equal.

The next thing you need to know is what kind of fees is the mortgage broker or bank going to charge you. You typically don’t want to go with them first person you talked to, but rather talk to three or four different lenders to help you decide. Each lender should give you a good faith estimate of the proposal. Keep in mind though, this is only an estimate and it does not mean that they have to include everything that may change during the process.

The second thing you need to do is make sure that you know your credit scores. This will help you shop with confidence and be able to provide the needed information to each lender. Here’s the best place that we have found that gives a complete and accurate credit report.

Should I go with a fixed rate mortgage or an adjustable rate mortgage? You mean to make sure you ask your mortgage lender this question and have them walk you through what’s good about an adjustable rate mortgage and what’s bad about an adjustable rate mortgage. For some people in adjustable rate is great, but all depends on your current situation.

Is there a prepayment penalty on this loan? Makes you ask this question even though prepayment on these are not very common these days.

The most important step of getting a new mortgage is to make sure that you’re working with someone who knows what they’re talking about. It goes without saying that in any industry there are the people that are great at the job, and there are people that are clueless. Believe me, I have worked with both

Technorati Tags: business, finances, fixed rate mortgage, Mortgage, mortgage interest rates, mortgage rates, Real Estate, refinance mortgage

Since the housing crash a lot of people have found themselves in homes that don’t have any equity built up, meaning they have no easy way to pay for the home improvement projects they planned when they first moved into their homes. Though selling a home and moving can be expensive, it can be just as costly to upgrade an existing home in many cases due to the high cost of construction materials and labor.

Most large home upgrade projects are simply too expensive for anyone to pay for all at once without some financial assistance. By the same token, home improvements have become much more involved and complex and often entail completely changing a room rather than just replacing a light switch and applying some new paint. Here are some budget-friendly ways you can make paying for a home improvement much easier:

Break It Into Smaller Jobs: There’s no point in doing the entire project at once if you really don’t have to. For example, what if you need to replace the windows in your home? Instead of paying to replace all the windows at one time, why not replace a couple at a time over the next few years? You’ll spread out the costs, still save money on your energy savings and you won’t break the bank.

Home Improvement Store Credit Cards: A lot of home improvement stores such as Lowe’s and The Home Depot offer low interest rate credit cards with zero interest or no payments for a limited amount of time. If you’re able to buy all the materials from one of these stores with a credit card you may be able to spead the costs of the home improvement out over many payments, making it much more affordable.

Do The Project Yourself: Not everyone is a handyman, but most people can learn some basic home building and upgrading skills to at least do a little bit of work before hiring a professional. Even demolition work can be done by yourself if you’re careful. That alone can save you a lot of money. If you’re really handy then you might be able to complete your entire home improvement job and save thousands of dollars in labor costs.

Improving your home is a great way to increase your home’s value, make yourself feel good about where you live and even give you a sense of renewed pride and hope. Paying for a home improvement doesn’t have to be painful if you have a plan and you’re smart with your money. Using some of these money-saving home improvement financing methods will help you turn your house into a dream home in no time!

Technorati Tags: do-it-yourself, finance, home, home equity, home improvement, home improvement loan, home sales, loans, money, Mortgages, personal loan, Real Estate, remodeling loan, saving money

Have you and your family come upon financial issues recently due to the economy? Is your income not at the level it used to be? If you have been cutting back on spending you might want to consider downgrading your current apartment to a cheap apartment for rent.

First stop for finding cheap apartments for rent is to go to craigslist. This is a great website where renters are connected to landlords. You can easily find a cheap apartment by searching according to the rent you are able to afford.

If you do not want to find a low rent apartments online, you can get the help of a realtor who deals with property management. If they manage many properties, they can probably find some low rent apartments for you.

If you happen to go to the supermarket, pick up one of those free apartment rental magazines. They can give you some insight into the rental condition in that area.

Finally, try using the service of apartment hunters. Apartment hunters have a deal with many apartments where they get a commission if they refer people to the apartments. Therefore the service to you is free to use.

Try to talk to residents currently living in low rent apartments. They can give you some clues as to whether the apartment complex staff cares about the residents.

When you have found the apartment of your choice, make sure you do a thorough check of the apartment before you rent. By doing a check you will lessen your chance of renting a bad apartment which requires constant repairs.

One final advice before you move into low rent apartments is that you should buy renters insurance. Insurance protects your property from theft and other issues that may issue from your property being destroyed.

Technorati Tags: cheap apartments, finance, low rent apartments, Real Estate, renting apartments, saving money, student apartments

ApartmentFinder at http://www.apartmentfinder.com/Default.aspx is a website that is a national publisher for online and local printed magazines for the real estate market. Customers wanting to buy a house can look in the available options in ApartmentFinder. The customer just needs to register mentioning the zip code of the locality where they desire to look for properties. They can get a considerable number of quotes from insured and licensed real estate professionals. ApartmentFinder have the feature of renter’s insurance so that the renter feels absolutely safe in their new home. Own services for communication can be set up. You can also procure a free report of credit that will provide you with an instant credit score at ApartmentFinder.

Real Estate ABC at http://www.realestateabc.com/ is a haven of consumer resources, hints and tips for mortgage borrowers, home sellers and home purchasers. It provides numerous services and articles to assist consumers in the procedure of purchasing or selling homes. Realestateabc.com offers mortgage calculators and rates, professional and accurate valuation of your home, helpful tips, realtor search, and search for homes that are available on sale. They understand the significance of purchasing a home from the investor’s viewpoint and provide them with all the necessary information and assessment. Real Estate ABC provides the opportunity of purchasing homes that best meets one’s individual and family requirements.

Real estate market evaluation, home values, property rates and neighborhood information for customers is provided by Eppraisal at http://www.eppraisal.com/. You can connect with their local professionals of real estate who are obtainable as appraisers, agents, home inspectors and mortgage brokers to buy, sell or rent a house. Eppraisal has up to date information on demographics, schools, cities, rankings of the real estate market and also provides home value widgets. Eppraisal has quick links on local information, home values and names of professionals on real estate who can guide you in striking property deals. Customers can get good service and remain assured of making the best investments of properties by browsing Eppraisal.

Retrove at http://www.retrove.com/ possesses a simple yet influential search interface of real estate to aid you in locating the best listing sources and information on communities almost instantly. Having a vertical search engine of real estate which indexes a finite number of listing resources, it thus focuses on human review and technology that yields the most complete, accurate and genuine results for consumers. Retrove boasts of an index of real estate that contains 12,163,321 sources of real estate. You can gain access to almost every listing in your locality. You can thus make the best financial decisions for such a significant investment. The site provides for unbiased resource listings and generates the most accurate results.

ChoiceA at http://www.choicea.com has a commendable interface. The procedure for searching any property is rather simple and you can view the results on a map, through a gallery or even in a list. Listing of properties on this site is rather straightforward and direct. It provides a lot of useful tips and hints in the process. ChoiceA also offers some legal forms that are state-specific to assist sellers in the progression of selling a house. It has the reputation of being an impressive FSBO site and is free of cost. The content and forms appearing on the ChoiceA are streamlined with lesser jargons than most other standard forms.

Technorati Tags: marketing for realtors, marketing realtor site web, Real Estate, real estate email marketing, real estate internet marketing, real estate marketing, realtor email marketing, realtor internet marketing, realtor marketing, realtor marketing products, realtors marketing

The roof is one of the components that will be inspected when you order a home inspection for a house you are considering to purchase. Here are seven things the home inspector will look at concerning the roof.

1. Roof Style – Roof styles vary based on age of the home and the area the home is in. Many older homes have a gable style roof, while many newer homes have hip style roofs. A lot of time it depends on the area and the building practices used in the area. Some larger homes may have a combination of hip and gable depending on the design.

2. Roof Covering – Roof covering come in a variety of materials and styles such as composition shingle, wood shake, standing metal seam, concrete tiles, etc. When looking at the roof coverings, the inspector will comment on the current condition of the materials and search for any areas that maybe leaking or susceptible to leaking.

3. Visible Flashing – When the inspector examines the roof one of the things he will be looking for is the roof flashing. If the flashing is visible, the inspector will comment on it’s condition. Occasionally the flashing is not visible. If this is the case, the inspector will make a note in the report that the flashing could not be inspected due not being visible.

4. Roof Penetrations – Plumbing sacks, gas vents, and roof vents are referred to as roof penetrations because a hole is cut through the roof to allow access to the exterior from the attic. These areas will have flashing or rubber boots around them to prevent roof leaking. Generally any leaking can be determined by the condition of the roof sheathing from inside the attic.

5. Chimneys – During the home inspection, the inspector will comment on whether or not a chimney is present. If the home has a chimney the inspector will examine the flashing and the height of the chimney to be sure it is in working order.

6. Skylights – If there are skylights installed, the inspector will examine the flashing around it to verify that the skylight is not leaking.

7. Gutters and Downspouts – If the home has had gutters and downspouts installed, the inspector will determine if they have been installed correctly, are secure to the house, and are not clogged from debris.

Closing Remarks

Most inspectors examine the roof on the ground by using a pair of binoculars. Other methods include using a ladder at the eaves or through an open window. Due to insurance company regulations, most inspectors are not permitted to walk on the roof.

Technorati Tags: business, home, house, inspection, land, property, Real Estate, roof

Now that banks are enforcing stricter lending requirements and interest rates are projected to climb over the coming years, it is now important than ever to consider those fixed rate mortgages that so many of us ignored previously.

Many borrowers have already considered fixed rate mortgages. And not just because of our current economic climate. Some people simply prefer fixed rate mortgages due to the benefits they offer. Still, many are wary about getting the “best deal.” Here, we discuss some of things you can do to ensure you find the best fixed rate mortgages out there.

1. Ask friends, family and colleagues to see what they think about the financial institutions that offer great rates. It may come as a surprise that a local bank or one particular mortgage broker seems to offer better rates than what your current lender can even dream offering you.

2. Never settle for the first offer or so that gets presented to you. Do your homework and shop around, even if it means taking a few days to do so. This research can be as simple as surfing a few websites that focus entirely on mortgages where you can locate regional and national rate averages. Doing so will not only let you know whether you are being presented with a fair deal, but can literally save you tens of thousands of dollars over the term of your mortgage.

3. Consider paying points. If you’re concerned with obtaining a lower interest rate or more economic payments, you may actually want to consider paying points at closing so that you can receive a lower amount. Although this will require you to pay money upfront, this simple act could lead you to paying less money on your fixed rate mortgage.

In summary, you should conduct a bit of research on your own when you are looking at fixed rate mortgages. While this can be as simple as surfing a few websites or making a couple of extra calls, you will not only sleep better knowing that the mortgage you accepted as the best one out there, but it can save you tens of thousands of dollars in the process.

Technorati Tags: banking, borrowing, credit, fixed mortgage, fixed rate mortgages, Mortgage, mortgage rates, Mortgages, personal finances management, personal mortgages, Real Estate

Part of the home inspection will warrant an evaluation of the homes attic. The following five areas that the home inspector will look at in the attic.

1. Access To Attic – When the attic access has been found, the home inspector will report on the condition of the attic door and the attic ladder. The home inspector will also report on whether the attic ladder works properly and is safe to operate.

2. Insulation – Inside the attic the home inspector will document the kind of insulation present and the approximate depth of the insulation. Insulation comes in various forms, the two most popular being roll fiberglass or blown insulation. The home inspector will also determine if the insulation is relatively even or if bare spots exist. Covered attic areas will be documented as not visible.

3. Ventilation – It is recommended that the attic have two sources of ventilation to allow the free flow of air. There are four types of ventilation. They include soffit vents, gable vents, ridge vents, and roof vents.

Soffit vents are located in the eaves. If a home has soffit vents, daylight should be visible from the eaves. With soffit vents, baffles should be installed that maintain the air space and hold back the blown insulation.

Gable vents are located in the top corners of gable roof ends. These vents should have screens that protect the attic from birds and other flying rodents like bats.

Ridge vents are placed along the peak of the roof above the ridge beam. These are normally seen along hip roofs.

Roof vents or fans are put in the roof sheathing in holes cut between the rafters. These vents are often installed on the rear of the house for cosmetic purposes.

Attics should have a vent source in the top of the roof and a vent source in the bottom of the attic. For example, gable vents in combination with soffit vents for a gable style roof or ridge vents in combination with soffit vents for a hip style roof. Complex roof designs often have multiple ventilation sources and it is not uncommon to see all types used.

4. Structure – The home inspector will examine the framing and roof sheathing to be sure they are installed correctly with not broken, cut or missing boards or braces.

5. Leaks – While inspecting the roof sheathing, the home inspector will be looking for signs of leaks around all chimneys, roof penetrations, and vents.

The home inspector doesn’t have to inspect any attic spaces where the head room is less than three feet high. The home inspector doesn’t have to inspect any attic spaces where hazardous material is present like mold.

Technorati Tags: finance, home, house, inspection, land, property, Real Estate